While you can count on health insurance to cover medical expenses, it doesn’t usually cover indirect costs that can arise with a serious, or even a not-so-serious injury. You may end up paying out of your own pocket for things like transportation, over-the-counter medicine, day car or sitters and extra help around the house.

With accident insurance, the benefits you receive can help take care of these extra expenses and anything else that comes up.

All applications are accepted

• Accidents happen – on the average there are 13 unintentional-injury deaths and about 2,650 disabling injuries every hour during the year.
• In 2007, about 1 out of 12 people sought medical attention for an injury. If it happens, how will you pay for it?